We offer loans for Debt Consolidation, Home Renovations, Car Loans, Holidays & Travel, Funerals, Bridging Finance and Interest Only Loans. We also offer Business Loans for working capital or purchasing new business assets from our offices in Auckland and Wellington.

Whether you’re looking for a Debt Consolidation Loan in Wellington or Bridging Finance in Auckland, whether you need Home Renovations in Christchurch a car loan in Invercargill. At Pioneer Finance, you’ll be dealing with real Kiwis who understand what you’re going through and we’re here to help.

Friendly experienced team

Pioneer Finance has just entered it’s 25th year of providing personal loans within New Zealand. With over 100 years of combined lending experience within the team we are confident we can come up with the right solution for you.

Our staff are understanding, friendly are genuinely interested in helping you find a personal loan solution that works for you. If we can’t help we often know somebody who can and our staff will go the extra mile to ensure your lending needs are met.


Quick and easy personal loans – available New Zealand wide, we have offices in Auckland and Wellington

Milk might not come to your door anymore, but Pioneer Finance will. Our services are available nationwide, and if possible we love to deal with you personally, face to face.

When you apply for finance, we understand that you may need your money quickly. We put an emphasis on getting your loan direct to you as soon as possible, which can often be within 24 hours.

It’s important that you are comfortable with the personal loan you’re getting. To help you rest easy, we put an emphasis on explaining your loan as simply and as fully as possible.


Registered Financial Services Provider (FSP)

Get the assurance of dealing with a Registered Financial Services Provider who is a member of Financial Services Complaints Ltd, a company who will represent you, free of charge, should you have any issues with Pioneer’s products or services.