As technology develops, so do scams and the way they’re packaged. In August 2023, BNZ reported that nine out of ten Kiwis have been targeted by a scam in the past year. Scammers are getting smarter and more sophisticated, and technology allows them to target with bigger volume than ever. This article will focus on the most… read more
When you get a personal loan your repayments will engage in what’s called loan amortisation. But what does this actually mean? Why is it important to know how much each payment is paying off my interest and principal? Say goodbye to all that confusion. In this article, we’ll delve into the details of loan amortisation,… read more
Debt can be daunting. Watching a portion of your hard-earned paycheck vanish towards loan payments can be disheartening. However, not all debt is created equal. In fact, certain types of debt can be advantageous under the right circumstances. Understanding this distinction is important for your financial skillset. In this article we’ll walk through what good… read more
Buying a home is an integral part of any Kiwi’s journey. But is it really worth it? With cost of living high and the property market being volatile as of late, what’s the difference between renting and owning a house? We’ll walk through the main differences between renting and buying and help you figure out… read more
Whether you’re buying your first home or just buying your next house, mortgages can be a confusing topic. Since buying property is a reality for many individuals and families, it’s important to know what exactly you’re getting into. Join us as we go through what a mortgage actually is and the different varieties you can… read more
Passive income, often linked with financial security, paves the way to financial freedom. If you’re wondering how to start without a substantial bank balance, this blog introduces some viable ideas for 2023. Understanding passive income Passive income is the idea of income that requires little to no effort to receive. It involves creating or acquiring… read more
If you’ve been contemplating your first home purchase or preparing for retirement, KiwiSaver stands as a compelling investment opportunity for your future. KiwiSaver makes up a big part of the money culture in New Zealand. As of June 2023, about 3.3 million individuals were enrolled in the government scheme. But how does it work? What… read more
Budgeting often feels like something that’s difficult to get into. I’m not an accountant, so how should I know how to budget? How should I know how much I should be saving? Fortunately, with technology there are more ways to budget than ever and it’s easy to get started. If you’re looking for ways to… read more
You’ve noticed your weekly grocery bill creeping higher and higher. The prices at restaurants aren’t what they used to be. You hear about it in the news – cost of living! Cost of living! It’s no secret that the cost of living has been steadily rising. Stuff recently reported that the cost of living has increased… read more
Personal Loans vs Revolving Credit Need an extra boost to help you through the Christmas holidays? Stuck on how the heck you’re going to pay for that upcoming reno to the ‘perfect for first home buyers’ house you’ve bought? Wouldn’t mind some extra cash for the car that’s broken down just as your monthly rent is due?… read more
