Passive income, often linked with financial security, paves the way to financial freedom. If you’re wondering how to start without a substantial bank balance, this blog introduces some viable ideas for 2023. Understanding passive income Passive income is the idea of income that requires little to no effort to receive. It involves creating or acquiring… read more
If you’ve been contemplating your first home purchase or preparing for retirement, KiwiSaver stands as a compelling investment opportunity for your future. KiwiSaver makes up a big part of the money culture in New Zealand. As of June 2023, about 3.3 million individuals were enrolled in the government scheme. But how does it work? What… read more
Budgeting often feels like something that’s difficult to get into. I’m not an accountant, so how should I know how to budget? How should I know how much I should be saving? Fortunately, with technology there are more ways to budget than ever and it’s easy to get started. If you’re looking for ways to… read more
You’ve noticed your weekly grocery bill creeping higher and higher. The prices at restaurants aren’t what they used to be. You hear about it in the news – cost of living! Cost of living! It’s no secret that the cost of living has been steadily rising. Stuff recently reported that the cost of living has increased… read more
Personal Loans vs Revolving Credit Need an extra boost to help you through the Christmas holidays? Stuck on how the heck you’re going to pay for that upcoming reno to the ‘perfect for first home buyers’ house you’ve bought? Wouldn’t mind some extra cash for the car that’s broken down just as your monthly rent is due?… read more
Credit Scores and how they affect your loan application! A low credit score may affect your chance of having your loan application approved – You may ask how does it work and why does it matter to a finance company? Read on and we will show you: What is a credit score? How does… read more
Travel New Zealand on a budget or looking for that luxury winter getaway For all of us things have changed since covid-19 hit and many travel plans have been put on hold. As Kiwi’s we love to get out and explore, but currently International destinations are largely off our to do list’s. With travel bubbles… read more
Managing your money from your 30’s to 50 Often our 30’s and 40’s is the most expensive time of our life’s and often the time when we are carrying the most debt. During this period we usually go through some significant life events like: Getting Married Buying a House Having Children Renovating your House… read more
Budgeting tips to help reduce your Bills & Debt Who should complete a budget? Everybody will benefit from completing a budget – not just people who are struggling to pay their bills or having trouble making ends meet. Why should I complete a budget? Being in control of your finances leaves you one less thing… read more
You will all be aware of the current Coronavirus Pandemic happening around the world. Pioneer Finance would like to let you know we are still operating business almost as usual, and during this time would prefer our customers not to come in to our Offices in Wellington or Auckland. Most of our processing can be… read more
