Pioneer Business Finance provides the type of business loans NZ companies need! Whether you need a small business loan or finance options for a larger firm, we will help you get your finances under control. Whether you need a short or long-term business loan, Pioneer Finance has a loan package that will work for your business. We can provide loans to help business owners get their new venture up and running or be there with a loan when an existing business needs it most. Manage your business finances with an interest rate and repayment amount that works for you, Pioneer Finance makes it easy for you to get the loan for your business, when you need it most.

Business Loans FAQ's

We can offer:

  • Payment Protection Insurance
  • Motor Vehicle Insurance
  • Motor Vehicle Mechanical Warranties.

For more information on Payment Protection Insurance, please refer to our ‘Important Information’ tab at the top of the page.

We will require documents that support the information you have given us on your application. We may ask for the following:

  • Two months of bank statements
  • Mortgage balances (if property is being used as security)
  • Vehicle Insurance
  • Two forms of identification (one must be photographic)

There may be other requirements, unique to your application. We will discuss this with you early in the process.

We may charge a fee of $75 for an early settlement. We allow our customers to make additional payments during the loan with no penalty. The faster you pay, the less interest you pay!

Our rates and fees

Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.

Establishment Fee Range

$270.00 – $780.00

Interest Rate Range

11.95% - 27.95%

Loan limits

$1000 - $100,000

Loan terms

1 Month - 7 Years