Pioneer Finance provides flexible car loans and car finance NZ wide. We offer competitive interest rates and fast approved vehicle finance.

With offices in Wellington and Auckland, we can help you with your next vehicle purchase. When you get a car loan through us you can be sure that you’ll be dealing with the same person from start to finish.

As part of the car financing process it’s important that you are comfortable with the car loan you’re getting. To help ensure this we place an emphasis on fully explaining what’s involved in your personal loan application as simply and fully as possible.

Pioneer Finance is a trusted New Zealand finance company and we are committed to getting you the right personal car loan deal for your new or used vehicle purchase.

Vehicle Loans FAQ's

Of course! At Pioneer Finance we do not discriminate. We will lend as long as you can prove affordability and everything else meets our lending criteria.

We strive to have the loan approved, disclosed and paid out within the same business day. This is subject to the complexity and size of the loan. Once the application has been looked at, we usually give you an answer straight away. An approval may be subject to receiving supporting documentation from you.

18 – In some circumstances, if you are under 21, you may need a guarantor.

Our rates and fees

Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.

Establishment Fee Range

$270.00 – $780.00

Interest Rate Range

11.95% - 27.95%

Loan limits

$1000 - $100,000

Loan terms

1 Month - 7 Years