They say small opportunities are often the beginning of many great achievements…

Eastbourne, 1994, 2 strapping young businessmen, introduced by their wives, a weekly game of tennis, an after-match drink, an idea discussed, an opportunity evolved, that opportunity turned into reality, commitment and hard work unfolded…July 1995, that small opportunity, the beginning of our many great achievements, Pioneer Finance was established.

May 2017, after 22 years in the making, a successful finance company, one that is kiwi owned and operated, built on a foundation of customer satisfaction, a mutual respect for one another, a company that prides themselves on personable relationships, a company that is reliable and responsive to each and every customer’s needs, a company that understands.  Pioneer Finance, we strive to deliver the ultimate customer experience, because you guys – our customers – are our most important asset, without you, there would be no 22 years in the making, there would be no Pioneer Finance, but most of all, there would be no reason to celebrate.

Whether you have been a customer from the beginning, whether your loan is current or repaid in full, whether you’ve only just recently joined us, without your loyalty and commitment, it would have not been possible to have had and continue to have such a successful company.  So, it goes without saying we would like to thank you all, for making that once small opportunity turn into such a great achievement.

Some of you were aware that the Owners, Managers and Staff were working extremely hard on something quite exciting, and finally after many months of confidentiality we are finally able to reveal something we are all very proud of, that our hard work and commitment has made possible…


Yes, you read that right! In May 2017, Pioneer Finance was fortunate enough to negotiate the successful purchase of Personal Finance Limited.  The sale of Personal Finance was not taken lightly by their Board of Directors and the fact that they choose us, Pioneer Finance, is a huge achievement on its own.  Personal Finance has entrusted us with their clients and are 110% confident going forward, that their clients are in safe hands, that their needs will be continuously met on a day-to-day basis.

Paul Hutchinson, the founder of Personal Finance has joined Anna and Craig, our working Directors and Shareholders of Pioneer Finance. Paul brings to Pioneer Finance a wealth of knowledge with 50+ years’ experience in the finance sector.  Jason Newson, the Senior Lender has also joined our lending team, Jason is based in our Auckland office, which has now relocated from 25a Norman Spencer Drive, Manukau to 182 Great South Road, Epsom.  We’ve been traditionally female fuelled for so long now and it’s very welcoming – especially for Craig, to have a couple of lads join our lending team.

Now as you can imagine, this is one of the many reasons why those small opportunities can often turn into such great achievements, and in true Pioneer Finance tradition, every achievement deserves a celebration, so a celebration we will have.

One lucky customer each month, during July, August and September, will win $1000 cash!  

All you must do is start a new loan or top up your existing loan before the end of each month, whether it is July, August or September 2017, you will go in the draw to win $1000 cash for the draw of the month of your loan.

If you are the lucky winner, we will call and/or email you, but for full Terms and Conditions please go here. All loans are subject to our normal lending criteria.

To ensure you don’t miss out, you can Reserve Your Entry NOW by filling out this form. That way you will be guaranteed an entry in the draw when you start your loan.

If you are an existing customer of Personal Finance and are new to Pioneer Finance, you may have a few questions about what this sale means for you and your existing finance agreement you had with Personal Finance. If your loan with Personal Finance was current at the time, you would have received a letter explaining all the finer details of what is happening with your existing loan, however if you didn’t receive one, please contact us immediately so we can ensure you are not left wondering what is happening.

For our existing customers, it’s business as usual.

At Pioneer Finance, we like to reward our customers and offer incentives for successful loan referrals, so if you have any friends, family or work colleagues who possibly could be in the market for some finance please do not hesitate to give them our details, because for every successful referral that results in a loan being drawn down, we will give you $200, yes you also read that right, $200 for just referring them onto us.

Our marketing team will also keep you informed about our regular updates and any promotions throughout the year, including the famous Christmas competition, a chance to win a $3,000 holiday plus $1,000 spending money, as well as the opportunity to defer your Christmas and New Year payments.

On behalf of the Pioneer Finance team, welcome to our family, we’re all very much looking forward to getting to know you, but more importantly, to continue to offer you competitive finance with a personal experience.

Craig Sproull
Managing Director

Paul Hutchinson
Joint Managing Director

Anna Lloyd
Senior Manager