Get a loan with a low fixed rate that never goes up
Pay at your pace loan terms up to 7 years with payments weekly/fortnightly/monthly
Our team have been providing finance to kiwis for over 24 years
Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same. So if it is a short term Bridging loan, Debt consolidation, Personal Loan, Home renovations, Car Loan, Holiday, Funeral or Business loan we have the loan for you.
For further information please go to our rates and fees page.
The people are great! Have never had a problem with anyone. The team are so good to deal with and understanding, if there is a week where something comes up and I wasn’t able to pay they sorted out an easy catch up plan to suit my budget
I like dealing with Pioneer because its the most hassle free finance I ever had.I thought moving from Wellington to Hawkes Bay would be a problem but I have found that the service and turnaround time as awesome as ever.
My daughter has asked me to tell you she says a big as thank you so very much believe me it is very much appreciated and it will make Nakia’s schooling so much better for her, once again thanks so very very much
18 – In some circumstances, if you are under 21, you may need a guarantor.
We will require documents that support the information you have given us on your application. We may ask for the following:
There may be other requirements, unique to your application. We will discuss this with you early in the process.
All Pioneer Finance loans are secured. However, our sister company, Whiterock Finance, may be able to assist you in sourcing an unsecured loan, a business loan, a mortgage, a loan over $100,000, or any other type of finance not directly provided by Pioneer Finance. For more information on this, just give us a call.
Yes. Your credit history may not be as bad as you think. Let us do the background work and we’ll take it from there. You do need to show us that you can afford to pay the loan, and you will need security, and may need a guarantor.
Fees are standard for most of our loan products. However, interest rates can vary based on risk. So things like your credit history or the value of security can affect interest rates. For a full break down of our interest rates and fees, refer to our ‘Important Information’ tab at the top of the page.
We strive to have the loan approved, disclosed and paid out within the same business day. This is subject to the complexity and size of the loan. Once the application has been looked at, we usually give you an answer straight away. An approval may be subject to receiving supporting documentation from you.
Pioneer is entering it’s 25th year of providing financial services to the people of New Zealand. We specialise in finding a solution for all of or your financial needs whether it be for Debt Consolidation, Home Renovations, Personal Loans, Car loans and Business loans which can be used for
Through our two Offices in Wellington & Auckland we are able to cover the whole of New Zealand.