Pioneer Finance – Quick & Easy Personal Loans

One of New Zealand’s leading Finance Companies

Pioneer Finance provides New Zealanders with quick, simple, and competitive personal loans for most purposes. Whether you’re looking for a Wellington or Auckland based finance company, whether you need a fast online loan in Christchurch, or a car loan in Invercargill, with Pioneer Finance you’ll be dealing with real Kiwis who are here to help with a personalized loan to suit your individual needs NZ wide.

Our experienced staff will deliver a fast and friendly service to help you get the money you need when you need it. We offer loans and finance solutions NZ wide from our offices in Wellington and Auckland, and as a Registered Financial Services Provider with over 20 years in the business we are one of the most trustworthy Finance Companies in NZ. Pick up the phone, or apply online to get your loan started today!

Personal Loans From $1,000 to $100,000

Our New Zealand owned and operated finance company has offices in both Auckland & Wellington and we pride ourselves on providing personal service and ensuring that you find a finance solution that suits your personal needs. We offer fast, direct and cheap personal loans, car loans, debt consolidation and more between $1,000 to $100,000.

Trusted & Respected Finance Company

Pioneer Finance has been operating since 1995 and we are a New Zealand owned and Registered Financial Services Provider. We are a member of the Financial Services Complaints Ltd and members of the Financial Services Federation Inc. We have friendly staff based in our Wellington and Auckland offices who are always ready to help.

Fast & Direct Finance Solutions

We provide quick & easy personal loans & car finance from $1,000 up to $100,000. We have the perfect personal loan solution for you. We pride ourselves on making it easy to apply for personal loans, with our friendly helpful team taking the stress out of the application process.

Talk to Pioneer Finance

Need a personal loan? Want more information? Fill out the form below and we will contact you within the business day.
  • This field is for validation purposes and should be left unchanged.


The office personnel are always polite and respectful They are very quick in responding to my needs, always the same day. I have had several top ups on my loan over the past 15 years and there has never been a problem, I remember loosing my job a while back and I called Craig to let him know and he reduced my payments by 50% until I got back on my feet. They are so understanding to deal with and would fervently recommend them to everyone who needs a helping hand.

View more testimonials…


Representative Example of Loan

Here is an example of a $10,000 loan paid off over 36 months.
Loan Amount $10,000
Establishment Fee $445
Finance Charged $2,977.82
Total Repayments $13,818.82
Interest Rate $16.95%

Interest Rates
14.95% – 27.95%. This will vary subject to credit history, affordability and security.

Minimum & Maximum Period For Repayment
3 months – 7 years. Any loan with a term over 4 years must be secured by residential property.