Finance purchase of business equipment and assets from $5,000 to $100,000+. Fast approval and flexible terms to help your business grow.
Trusted by thousands since 1995
Understanding the exact cost of a business loan is crucial. Use our easy-to-use calculator that provides you with an accurate estimate, taking into account all fees typically involved. We believe in transparency, so you can make informed decisions about your finances.
You can apply to borrow $2000 - $100000
Interest rate 13.95% (comparison rate 13.95%)
$0.00
Weekly repayment
Estimate includes establishment fee of $195.00
Get a quoteWon't affect your credit score.
*This is an example of a common loan request and gives you an indication of what the monthly loan repayments will be. Your establishment fee may be different depending on the security used, complexity and the time taken to process your application. You may also optionally take payment protection insurance which would increase your total cost.
Rather than having set fees & interest rates we prefer to work with ranges as not every application is the same.
* Complex loans may have a higher establishment fee
Grow your business with the equipment and assets you need, financed affordably.
Don't let cash flow hold you back. Invest in the assets that will help your business expand and succeed.
Lock in competitive fixed rates from 9.95% - 22.95% with flexible repayment terms. Budget with confidence.
Apply in 3 minutes, get a decision in 60 seconds, and receive funds the same business day. Get growing faster.
Trusted by thousands since 1995
"They approved my loan when others didn't. Really helped consolidate everything into one payment!"
Ana
"Professional, understanding staff. Fast and very efficient service."
Lynda
"Easy, quick, amiable & dependable. Been using them for years."
David
"Excellent support. Money was deposited quickly. Really great experience!"
WS
"Helped me celebrate my big day without financial stress."
Tuaine
"Very easy to deal with, flexible and highly reliable."
Malcolm
"Very good connection, fast services. Definitely coming back!"
Alexander
"Everything was simple. Great understanding from the team."
Peter
"They approved my loan when others didn't. Really helped consolidate everything into one payment!"
Ana
"Professional, understanding staff. Fast and very efficient service."
Lynda
"Easy, quick, amiable & dependable. Been using them for years."
David
"Excellent support. Money was deposited quickly. Really great experience!"
WS
"Helped me celebrate my big day without financial stress."
Tuaine
"Very easy to deal with, flexible and highly reliable."
Malcolm
"Very good connection, fast services. Definitely coming back!"
Alexander
"Everything was simple. Great understanding from the team."
Peter
"They approved my loan when others didn't. Really helped consolidate everything into one payment!"
Ana
"Professional, understanding staff. Fast and very efficient service."
Lynda
"Easy, quick, amiable & dependable. Been using them for years."
David
"Excellent support. Money was deposited quickly. Really great experience!"
WS
"Helped me celebrate my big day without financial stress."
Tuaine
"Very easy to deal with, flexible and highly reliable."
Malcolm
"Very good connection, fast services. Definitely coming back!"
Alexander
"Everything was simple. Great understanding from the team."
Peter
Get your loan in 3 simple steps. Fast, transparent, and designed for you.
Fill out our quick 3-minute application with your basic details. No lengthy paperwork or complicated questions.
Our advanced AI analyzes your application and provides a decision in less than 60 seconds. No waiting days for approval.
Once approved and documents signed, funds are typically disbursed the same business day. Get the money you need when you need it.
Get answers to our most common questions.
Stay informed with the latest insights on finance and money management
How Your Loan Application Is Actually Assessed (and What You Can Control) Applying for a personal loan can feel like stepping into a black box – you submit your details and wait, hoping for approval. But in reality, lenders follow a very structured process to decide whether to approve your application. Understanding how it works… read more
The Ultimate Guide to Understanding Credit Scores in New Zealand It’s easy to get confused between American credit scores and New Zealand credit scores. While U.S. scores focus heavily on factors like credit card usage, loan types, and the length of your credit history, New Zealand credit scores place more emphasis on payment behaviour, defaults,… read more
What the October 8 OCR Cut to 2.5% Means for the Average New Zealander’s Finances On October 8, 2025, the Reserve Bank of New Zealand (RBNZ) reduced the Official Cash Rate (OCR) by 50 basis points, bringing it down to 2.5% – the lowest level in over a year. The decision reflects the RBNZ’s efforts… read more
For over three decades, we've supported thousands of New Zealanders with straightforward lending solutions designed around real life. With a friendly local team, we work with you to find finance options that fit your goals and your budget, not the other way around.
Consolidating debt
Minor renovations to your property
Purchasing a new car
Taking the family on holiday
Family events such as weddings, birthdays, or funerals
Purchase business assets or working capital
Whatever your financial need, we're here to help you achieve your goals with transparent, flexible loan solutions.